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Earn 10%+ in Passive Income by Investing in Mortgages

Royal Palm Funding is pleased to offer accredited investors the opportunity to invest in RPL Real Estate LLC, our investment vehicle designed to allow investors to participate in first and second mortgages.

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​Investment Highlights:

Historically, debt investments have provided some of the highest risk adjusted returns.

  • 10%+ Returns

  • Principal Protection

  • Monthly Income

  • Proven Track Record

  • Invest on a Deal-by-Deal basis

*Monthly distributions provided when debt is current and making payments. Targeted returns, historical returns and past performance is not a guarantee or indicative of future returns. 

This offering is in accordance with SEC Reg D 506(c) and only available to accredited investors. 

Neighborhood

FUNDING
Programs

Royal Palm Funding's national platform specializes in investing across the commercial real estate sector, deploying funds ranging from $100k to $5MM.

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Debt

BRIDGE LOANS

Providing up to 70% bridge loan financing on commercial real estate nationwide.

SECOND MORTGAGES

Providing up to 80% second mortgages on multifamily, manufactured housing, office and retail nationwide.

Equity

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DIRECT INVESTMENT

Acquiring Office, Retail, and Multifamily across the Southeast. 

DISTRESSED DEBT

Acquiring distressed debt nationwide on existing commercial real estate under $3MM.

Investment Highlights

Historically, debt investments have provided some of the highest risk adjusted returns.

  • 10%+ Returns

  • Principal Protection

  • Monthly Income

  • Proven Track Record

  • Invest on a Deal-by-Deal basis

*Monthly distributions provided when debt is current and making payments. Targeted returns, historical returns and past performance is not a guarantee or indicative of future returns. 

This offering is in accordance with SEC Reg D 506(c) and only available to accredited investors. 

9% IRR Trust Deed on Fort Lauderdale Office

First Mortgage

Office - Fort Lauderdale, FL

Leverage: 65% of Value

Hold Time: 12 Months

Investor Return: 10% IRR

14% IRR Debt Investment on Residential Investment Property in Hamptons, New York

Second Mortgage

Single Family - Hamptons, NY

Leverage: 75% of Value

Hold Time: 6 Months

Investor Return: 14% IRR

Case Studies

Royal Palm Funding provides capital for property types including multifamily, manufactured housing, office, NNN and retail. 

Earn 9%+ in Passive Income by Investing in Mortgages

Average Return

8.00%-12.00%

Minimum Investment

$20,000

Avg Hold Time

12 Months

Avg Total Loan Size

$500,000

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Our Investment Platforms

RECENT CLOSINGS

Royal Palm Funding provides capital for property types including multifamily, manufactured housing, office, NNN and retail. 

Real Estate Collateral

Royal Palm Funding strictly invests in mortgages backed by commercial real estate. 

Monthly Cashflow

Royal Palm Funding pays investors monthly*

Equity Level Returns

Historically, Royal Palm Funding has produced annual returns between above 12%

Low Leverage

Royal Palm Funding's average loan to value is 65%

Investing in first mortgages for real estate can have several benefits, including:

  1. Steady Income: By investing in first mortgages, you can earn a steady stream of income in the form of interest payments. This income can be a reliable source of passive income that can help you achieve your financial goals.

  2. Priority in Repayment: As a first mortgage holder, you have priority over other creditors in the event of a borrower default. This means that you will be first in line to receive payments from the sale of the property, which can provide you with a greater level of security.

  3. Lower Risk: Investing in first mortgages can be less risky than investing in other types of real estate investments because you are investing in the debt rather than the equity of the property. This means that even if the value of the property declines, you will still receive your interest payments as long as the borrower continues to make payments.

  4. Asset-Backed Investment: First mortgages are secured by the property, which means that if the borrower defaults, you can foreclose on the property and recover your investment. This asset-backed nature of the investment can provide you with a level of security that is not available with other types of investments.

  5. Diversification: Investing in first mortgages for real estate can provide you with an opportunity to diversify your investment portfolio. By investing in a variety of first mortgages, you can spread your risk and reduce the impact of any single investment.

Overall, investing in first mortgages for real estate can be a good option for investors who are looking for steady income, lower risk, and asset-backed security in their investments.

OUR PROVEN PROCESS

Origination

Our professional team originates each deal in house to ensure the properties and borrowers meet our strict requirements.

Due Diligence

Our highly trained team performs a full and complete due dilgience process on each property and borrower. 

 

Closing

Upon completion of a full due diligence, we close each loan in house to ensure proper documentation, title work, and insurance is completed. 

Servicing

After closing, our professional team services each loan to ensure performance, payments and work with any troubled loans.

Distributions

As borrowers make monthly payments, the investors earn their share through monthly distributions.

 

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